Providing the best insurance coverage for the residents of the State of Michigan and specialize in assisting Michigan HCTC Qualified Members and their dependents.
MEDICAL, PRESCRIPTION DRUG, DENTAL & VISION BUNDLED PPO PLANS
Michigan State Qualified Plan Information
We know how important good health is to you and your family. That is why the State of Michigan has agreed to assist us in providing their residents medical plan options that protect against the unexpected and help meet your routine health care needs.
These State Qualified Plans offer three medical plan choices to Michigan residents under the age of 65. All nationwide medical plans are provided by Blue Cross Blue Shield of Michigan (BCBSM). The table below provides a snapshot comparison. For complete details about the plans, please click on the buttons provided for the Benefits-at-a-Glance summary of benefits.
Blue Cross Blue Shield Dental Benefits
BCBSM Dental Plan - $50 Deductible for Class 2 and 3 Services
Network access information
With Blue Dental PPO Plus, members can choose any licensed dentist anywhere . However, they'll save the most money when they choose a dentist who is a member of the Blue Dental PPO network.
Blue Dental PPO network- Blue Dental members have unmatched access to PPO dentists through the Blue Dental PPO network, which offers more than 260,000 dentist locations nationwide. PPO dentists agree to accept our approved amount as full payment for covered services - members pay only their applicable coinsurance and deductible amounts. Members also receive discounts on noncovered services when they use PPO dentists (in states where permitted by law). To find a PPO dentist near you, please visit mibluedentist.com or call 1-888-826-8152.
1) Blue Dental uses the Dental Network of America (DNoA) Preferred Network for its dental plans.
2) A dentist location is any place a member can see a dentist to receive high-quality dental care. For example, one dentist practicing in two offices would be two dentist locations.
Blue Par Select Arrangement- Most non-PPO dentists accept our Blue Par Select arrangement, which means they participate with the Blues on a "per claim" basis. Members should ask their dentists if they participate with BCBSM before every treatment. Blue Par Select dentists accept our approved amount as full payment for covered services - members pay only applicable coinsurance and deductibles . To find a dentist who may participate with BCBSM, please visit mibluedentist.com.
Note: Members who go to nonparticipating dentists are responsible for any difference between our approved amount and the dentist's charge.
Blue Cross Blue Shield Vision Benefits
If you would like to have a copy of the benefit materials mailed to you, please contact, Benistar, the plan administrator @ 1-800-236-4782 and they will mail you an enrollment packet.